| Reinvest your tax refund in retirement
As Americans receive their 2006 tax refunds, the temptation for many is to book a family vacation or purchase a new plasma TV. But, with the IRS estimating the average refund to be approximately $2,548*, it is also the perfect opportunity for Americans to give their retirement savings an instant boost. “While your tax refund may feel like an instant windfall, the best bet may be not to succumb to the instant gratification of spending it right away," says Tim Schmidt, managing partner for Thrivent Financial for Lutherans. “Instead, tax filers should consider reinvesting their refund into their retirement savings. Not only will this pay out in the long run, but there may also be tax savings implications in 2007 depending on how it is invested." According to Schmidt, traditional IRAs may offer opportunities for tax-deductible contributions based on the investor's income, filing status and whether or not his or she has an employer sponsored plan.
The Allstate Corporation at JPMorgan Insurance Conference - Final
UNIDENTIFIED PARTICIPANT: If we could all take our seats and wander back in. It's my pleasure to introduce Bob Block, who is Vice President of Investor Relations at Allstate -- very knowledgeable of the Company, has been there many years and really is involved in all facets of the Company's operations and finance. He's going to take us through the presentation today. I won't waste any time in turning it over to him. So thank you very much. BOB BLOCK, VP IR, ALLSTATE: Thanks, Matt, and good morning, everyone. It's great to be here to talk about Allstate. Our company today is an industry leader, an innovator with a winning strategy and a proven ability to execute. Hopefully, through the next 15 to 20 minutes or so, I will give you enough information to make believers out of you. We have proven, over time, to be an excellent steward of our shareholders' capital, providing excellent returns.
John Hancock Retirement Income and Rollover Solutions Names ...
BOSTON, April 11 /PRNewswire/ -- John Hancock's Retirement Income and Rollover Solutions business unit has named Michael Zargaj as Vice President and head of Product and Marketing, the company announced today. Mr. Zargaj, who reports to David Longfritz, Senior Vice President and General Manager, joined the firm April 2. "As we develop integrated lifetime income solutions for individuals facing retirement, the product and marketing function is an important one and we are pleased to have Mike fill that role," said Mr. Longfritz. "I have known and worked with Mike for many years and know he has both the product expertise and importantly, knowledge of the sales process, to be immediately successful helping us build out product and related marketing systems." Mr. Zargaj, 38, most recently was Senior Editor with Standard & Poor's Financial Communications in Boston, where he was part of the senior management team providing marketing communications tools and thought leadership services to financial services client companies.
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